Individual & family health insurance
Compare Medical Insurance Plans including CoveredCA
Employee Benefits for Small Businesses. Affordable rates for Health, Dental, Vision, Medicare

Employee Benefits for Small Businesses. Affordable rates for Health, Dental, Vision, Medicare
Protect your loved ones. Learn more about life insurance: Term vs. Whole life - what is the difference?
Compare and Shop for health insurance. Our carriers: BlueShield, Anthem Blue Cross, Kaiser, Oscar, Sutter Health, HealthNet, Cigna, VHP, Western Health Advantage etc.
Find the right employee benefits package for your employees. Whether you are a small business owner with just 1 employee or have over 100 employees- we can help
Individual Dental Insurance Could be tricky. We can make it easy! Learn about Dental PPO, HMO plans and compare various options!
You made the reservations six months ago. You've packed everything you could possibly need for your vacation, from flip-flops to sunglasses. But even the best planned trips can be derailed by circumstances beyond your control. Learn how to protect yourself and family during a vacation.
Get a side by side comparison of various medical insurance plans available for year 2025. Compare Bronze, Silver, Gold and Platinum plans and get information of health insurance companies: BlueShield of California, Kaiser, Oscar, HealthNet, VHP, Sutter Health, Cigna, Western Health Advantage etc.
Frequently Asked Questions about health insurance:
(we have all of these questions answered on our YouTube Channel and more resources. Please visit us & Subscribe to us on YouTube and stay up to date on this information)
What is the maximum income to qualify for CoveredCA?
Can legal immigrants receive Medi-Cal benefits or apply for a CoveredCA health plan?
What is Covered by Dental Insurance?
Do I have to pay a penalty if I don’t have health insurance in 2018 or 2019? do i need form 1095-A?
What are exemptions from health insurance tax penalty and who qualifies for exemption?
What are 1095 Tax Forms for Health Care 1095 A, 1095 B, 1095 C?
Why is Health Insurance expensive?
How to find a health insurance broker?
What is the difference of PPO and HMO?
What do you need to know about dental insurance?
What do you need to know about vision insurance?
How to save money on doctor’s visits?
What is covered by Kaiser plan?
What is covered by BlueShield plan?
What is covered by Valley Health PLan?
Does Medicare cover Viagra?
Does Medicare cover Viagra?
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Viagra is not covered by Medicare as it is considered a prescription drug for the treatment of erectile dysfunction, which is not considered a medical necessity. However, Medicare Part D prescription drug plans may cover generic versions of sildenafil, which is the active ingredient in Viagra. To get Viagra or its generic version covered by Medicare Part D, you will need to enroll in a Medicare Part D plan that covers the medication. You can compare Medicare Part D plans in your area and enroll during the Annual Enrollment Period (AEP) from October 15 to December 7 each year.
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It's important to note that this poem is a creative representation of and a creative way to explain Medicare and does not replace or override the official plan documents or information provided by a health care plan. It's always recommended to review the plan details, terms, and conditions directly with the Medicare carrier or a qualified insurance professional for accurate and up-to-date information.
Please consult with official Medicare resources for accurate and up-to-date information about Medicare and its various parts, including eligibility, enrollment periods, coverage, and benefits.
This poem is intended for entertainment purposes only and should not be considered as official or legal advice. Always seek professional guidance for your healthcare needs. Let's make sure you're covered from head to toe, so your health can continue to grow!
DISCLAIMER
Insurance Center Helpline, Inc. is an independent insurance agency not affiliated with the federal Medicare program. All services are provided at no cost and without obligation; Insurance Center Helpline, Inc. and affiliated agents are paid directly by the Medicare plan when enrollment occurs.
We do not offer every plan available in your area. Any information we provide is limited to those plans we do offer in your area. Please contact Medicare.gov or 1-800-MEDICARE to get information on all of your options.
Licensed insurance agents may be compensated based on a consumer’s enrollment in a health plan. There is No obligation to enroll. Licensed agents cannot provide tax or legal advice. Contact your tax or legal professional to discuss details regarding your individual business circumstances. Our quoting tool is provided for your information only. All quotes are estimates and are not final until consumer is enrolled.
Please call our customer service number or see your Evidence of Coverage for more information, including the cost sharing that applies to out-of-network services.
Medicare has neither reviewed nor endorsed this information.
Licensed insurance agents required to comply with all applicable federal laws, including the standards established under 45 C.F.R. § 155.220(c) and (d) and standards established under 45 C.F.R. § 155.260 to protect the privacy and security of personally identifiable information.
The plans we represent do not discriminate on the basis of race, color, national origin, age, disability, sex, sexual orientation, gender identity, or religion. To learn more about a plan’s nondiscrimination policy, please contact the plan.
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Insurance Center Helpline, Inc. is an insurance agency located in the San Francisco Bay Area with clients throughout California. The agency was established in 2013 (rebranded in 2018) for one purpose - To service the local community with understanding of their health insurance coverage options. We completely realize that shopping for health insurance can be confusing, frustrating, and most importantly it can be a complicated process - especially now, with changes brought by The Affordable Care Act (ACA). We will work with you, one-on-one, to educate you on how health insurance works - from acquiring a plan to understanding your plans benefits, and to how it can be used to pay for medical expenses. In the end, we hope to educate you on the current marketplace and to provide you with the information needed to choose a plan of insurance that best meets your financial and medical needs.
What makes the Insurance Center Helpline, Inc. unique is that we focus solely on the needs of our clients. We listen. We talk. We choose a health insurance product that works and best fits your individual, family or small business needs.
We recognize that no two individuals, families or businesses are alike – and the type and level of coverage needed will be equally unique. We will help you obtain the best possible plan at the best possible price for the most comprehensive coverage.
We will help you find a health insurance plan that will allow you to have access to top doctors, clinics and hospitals
We work with all the insurance carriers in California, so we can shop and Compare various options. We also work with CoveredCa and will be glad to assist with your enrollment, renewals & issues.
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If you have questions about health insurance, PPO, Co-Pay, Coinsurance, Deductible, HSA, FSA, etc.... or would like to learn more about personal finance, deals, bargains, etc. Please subscribe to our YouTube Channel for educational videos