Individual and Family Health Insurance
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Important News for 2025!
Open Enrollment
Get a Health Insurance Quote & compare all medical plans
Get an Instant health insurance quote online! Compare Blue Shield HMO/PPO, Kaiser Permanente, Oscar, VHP, Health Net, Sutter Health, Anthem Blue Cross, etc. If you need help please feel free to reach us! We love helping people find affordable medical insurance plans including Obamacare, CoveredCa!
When is the Open Enrollment in California?
Open Enrollment in California for year 2025 is
November 1, 2024 - January 31, 2025.
You can buy a health plan during this time or change your existing coverage. After January 31, 2025 you will no longer be able to apply for health insurance unless you have a "Qualifying Life Event"
Find a Health Plan that Works for You
Bronze Plans
Bronze Plans
Bronze Plans
On average, your health plan pays 60 percent of your medical expenses, and you pay 40 percent.
Silver Plans
Bronze Plans
Bronze Plans
On average, your health plan pays 70 percent of your medical expenses, and you pay 30 percent.
Gold Plans
Bronze Plans
Platinum Plans
On average, your health plan pays 80 percent of your medical expenses, and you pay 20 percent.
Platinum Plans
Minimum coverage plan
Platinum Plans
On average, your health plan pays 90 percent of your medical expenses, and you pay 10 percent.
Enhanced Silver Plans
Minimum coverage plan
Minimum coverage plan
Based on income - available only at CoveredCa. The plan pays either 94 percent, 87 percent or 73 percent of expenses, with the enrollee responsible for the rest.
Minimum coverage plan
Minimum coverage plan
Minimum coverage plan
If you are under 30, you may be able to buy an additional health insurance plan option called minimum coverage plan.
All You Need to Know about health insurance for year 2025
Check out this great video to learn more about health plans available in California (and the new changes!!!)
Our Youtube Videos
Compare Various 2025 Health Plans and learn how to select a health plan in the CoveredCA that will save you money!
Do I have to Pay a Tax Penalty for not having insurance?
Federal tax reform legislation was signed into law on December 22, 2017 and contains a provision that eliminates the individual mandate penalty starting in year 2019. The penalty will be applied for year 2020 and thereafter for California and a few other states. Read more on our blog blog
Compare Kaiser HMO & Blue Shield PPO plans
The best way to find a health insurance plan that will work for you is to compare options! Learn more by watching this video.
Is there a penalty for not having health insurance?
Is there a penalty for not having health insurance?
Check out this video with information about the penalty for not having health insurance in California.
HMO vs PPO. What’s the difference between an HMO, a POS, EP
When you’re shopping for health insurance, you have a lot of options to choose from. All this insurance companies like Blue Shield, Kaiser, HealthNet, Anthem BlueCross, Oscar and so on… offer both PPO’s and HMO’s. But there are other less known options like EPO’s and POS. Find out which one is the right one for you!
HSA Accounts explained via examples Advantages and Disadva
This video will help you answer many of your questions related to HSA: What is an HSA? Is an HSA different from an FSA? Is an HSA right for me? What are the tax benefits for HSAs? Is an HSA-eligible health plan with an HSA always more expensive than traditional plans? HSA eligibility How do I know if I'm eligible for an HSA?
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2025 Health Insurance
Additional Information
The table above shows a comparison of various plans and benefits by metal tiers for the year 2025 (this is for individual and family plans sold in California)
Check if you qualify for a lower rate via CoveredCA
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