Get a Quote Now!

Insurance Center Helpline, Inc
CA Lic.#0I21751
Corp Lic.#0M24022

Insurance Center Helpline, Inc CA Lic.#0I21751 Corp Lic.#0M24022 Insurance Center Helpline, Inc CA Lic.#0I21751 Corp Lic.#0M24022 Insurance Center Helpline, Inc CA Lic.#0I21751 Corp Lic.#0M24022
  • Insurance
  • Health
  • CoveredCA
  • Dental
  • Medicare
  • Life
  • Travel-Insurance
  • Employee Benefits
  • FAQ - health insurance
  • Special Enrollment
    • Qualifying Life Events
    • apply now
    • legal immigrants health
  • Other Insurance
    • Aliera
    • Cancer Insurance
    • Critical Illness
    • Accident Insurance
    • Fixed Indemnity Insurance
  • Pet Insurance
  • Financial Planning
    • HSA health saving account
  • Our Blog
  • Find Your Doctor
  • contact us
  • LiveChat
  • More
    • Insurance
    • Health
    • CoveredCA
    • Dental
    • Medicare
    • Life
    • Travel-Insurance
    • Employee Benefits
    • FAQ - health insurance
    • Special Enrollment
      • Qualifying Life Events
      • apply now
      • legal immigrants health
    • Other Insurance
      • Aliera
      • Cancer Insurance
      • Critical Illness
      • Accident Insurance
      • Fixed Indemnity Insurance
    • Pet Insurance
    • Financial Planning
      • HSA health saving account
    • Our Blog
    • Find Your Doctor
    • contact us
    • LiveChat

Insurance Center Helpline, Inc
CA Lic.#0I21751
Corp Lic.#0M24022

Insurance Center Helpline, Inc CA Lic.#0I21751 Corp Lic.#0M24022 Insurance Center Helpline, Inc CA Lic.#0I21751 Corp Lic.#0M24022 Insurance Center Helpline, Inc CA Lic.#0I21751 Corp Lic.#0M24022
  • Insurance
  • Health
  • CoveredCA
  • Dental
  • Medicare
  • Life
  • Travel-Insurance
  • Employee Benefits
  • FAQ - health insurance
  • Special Enrollment
    • Qualifying Life Events
    • apply now
    • legal immigrants health
  • Other Insurance
    • Aliera
    • Cancer Insurance
    • Critical Illness
    • Accident Insurance
    • Fixed Indemnity Insurance
  • Pet Insurance
  • Financial Planning
    • HSA health saving account
  • Our Blog
  • Find Your Doctor
  • contact us
  • LiveChat

Summary of Benefits - BlueShield PPO and HMO

Blue Shield plans in California

blue shield of California health insurance arp blue of california anthem coveredca subsidy agent
Blueshield health insurance ppo hmo ppo vs hmo what is best health insurance low cost coveredca
best health insurance in California health maintenance organization","HMO","preferred provider PPO
ppo health insurance blueshield high deductible health plan","HDHP", "exclusive provider organizatio
blue shield ppo hmo best, dental, platinum, gold, cheap, coveredca, doctors, enroll, network, cross

BLUE SHIELD MEDICAL INSURANCE EXPLAINED:

Additional Information

What are the benefits of enrolling in Blue Shield health insurance?


Enrolling in Blue Shield health insurance can provide a range of benefits, depending on the specific plan you choose. Here are some potential benefits of enrolling in Blue Shield health insurance:


  • Access to a network of healthcare providers: Blue Shield has a large network of healthcare providers, including doctors, hospitals, and specialists, which can help you find the care you need.
  • Coverage for essential health benefits: All Blue Shield health plans cover essential health benefits, such as preventive care, mental health services, prescription drug coverage, and more.


  • Affordable healthcare options: Blue Shield offers a variety of health plans at different price points, which can help you find a plan that fits your budget.


  • Wellness programs and resources: Blue Shield offers wellness programs and resources to help you improve your health and manage chronic conditions. These may include health coaching, disease management programs, and fitness discounts.


  • Customer service support: Blue Shield offers customer service support to help you with questions or issues related to your health plan.


  • Telehealth services: Many Blue Shield plans include telehealth services, which allow you to consult with a healthcare provider remotely through a video or phone call.


  • Prescription drug coverage: Blue Shield plans typically include coverage for prescription drugs, which can help you save money on the cost of medications.


Overall, enrolling in Blue Shield health insurance can provide you with access to quality healthcare services and resources, and help you manage the cost of healthcare.


How does  Blue Shield insurance compare with other medical insurance plans in California? 


Blue Shield of California is one of several health insurance providers operating in California. The specific benefits, costs, and coverage options offered by Blue Shield of California will depend on the plan you select, as well as your individual healthcare needs and preferences.


However, compared to other health insurance plans in California, Blue Shield is generally considered to be a reputable and reliable provider. Some potential benefits of Blue Shield of California health plans compared to other plans in the state include:


  • Network size: Blue Shield of California has a large network of healthcare providers, which can provide you with greater choice and flexibility when it comes to selecting a doctor or hospital.


  • Affordable options: Blue Shield offers a range of health plans at different price points, which can help you find a plan that fits your budget.


  • Access to wellness programs and resources: Blue Shield offers a variety of wellness programs and resources, such as health coaching and disease management programs, which can help you improve your health and manage chronic conditions.


  • Telehealth services: Many Blue Shield plans include telehealth services, which can allow you to consult with a healthcare provider remotely.


Of course, there are also other health insurance providers in California that may offer similar benefits and advantages. It's important to compare the specific benefits, costs, and coverage options of different health insurance plans to determine which one is best for your individual needs and circumstances.


What are the disadvantages of enrolling in Blue Shield Health Insurance plans? 



While there are many benefits to enrolling in Blue Shield Health Insurance plans, there are also some potential disadvantages to consider. Here are a few:


  • Cost: Depending on the specific plan you choose, Blue Shield health insurance can be more expensive than other insurance providers. While the costs of premiums and deductibles can vary, it's important to carefully consider your budget and healthcare needs before selecting a plan.


  • Limited coverage: Some Blue Shield plans may have limited coverage for certain medical procedures or services, which can result in higher out-of-pocket costs for you. It's important to carefully review the coverage details of any plan you are considering to ensure that it meets your healthcare needs.


  • Out-of-network costs: If you receive care from a healthcare provider or hospital that is not in Blue Shield's network, you may be responsible for paying a larger portion of the cost of care. It's important to confirm the network status of any healthcare provider before receiving care to avoid unexpected out-of-network costs.


  • Plan complexity: Blue Shield offers a variety of different health insurance plans, which can make it difficult to choose the right one for your needs. It's important to carefully compare the details of each plan to ensure that you select one that meets your healthcare needs and fits your budget.



Ultimately, the advantages and disadvantages of enrolling in Blue Shield Health Insurance plans will depend on your individual healthcare needs and preferences. 


 

Are Blue Shield medical insurance plans cheaper if you enroll via CoveredCA?


Blue Shield  medical insurance plans may be cheaper if you enroll via Covered California, but the cost can vary depending on a variety of factors, including your income, household size, and the specific plan you choose.


Covered California is the state's health insurance marketplace, which allows individuals and families to compare and enroll in health insurance plans from a variety of providers, including Blue Shield . If you enroll in a Blue Shield  health insurance plan through Covered California, you may be eligible for financial assistance in the form of tax credits or subsidies, depending on your income.


These subsidies can lower your monthly premiums and out-of-pocket costs, making Blue Shield  health insurance plans more affordable for many individuals and families. However, the exact amount of financial assistance you receive will depend on your income and other factors.


It's important to note that not all Blue Shield  health insurance plans are available through Covered California, and the cost and availability of plans can vary depending on where you live in California. It's also important to carefully review plan details and compare options before enrolling in any health insurance plan to ensure that you choose a plan that meets your individual needs and budget.


Can you use Blue Shield of California throughout the USA? 


Blue Shield of California is a regional health insurance company that primarily operates in the state of California. While Blue Shield does offer some plans that include coverage for out-of-network providers, these plans typically have higher out-of-pocket costs and may be subject to limited coverage outside of California.


If you are traveling outside of California and need medical care, you may be able to receive care from providers who participate in the BlueCard program. The BlueCard program is a network of providers across the United States who accept Blue Cross Blue Shield insurance, which is a separate but affiliated organization to Blue Shield of California.


If you have a Blue Shield plan that includes out-of-network benefits or access to the BlueCard program, you may be able to use your insurance to help cover the cost of care received outside of California. However, it's important to carefully review the details of your plan to understand any limitations or restrictions on out-of-state coverage.


How to use Blue Card program provided by Blue Shield? 


If you are a member of a Blue Shield plan that includes access to the BlueCard program, you can use your Blue Shield insurance to receive care from providers who participate in the BlueCard network when you are outside of California. Here's how to use the BlueCard program:


  • Find a participating BlueCard provider: You can search for participating providers on the Blue Cross Blue Shield website. You can search for providers by entering your location and the type of care you need.


  • Show your Blue Shield ID card: When you visit a participating BlueCard provider, be sure to show your Blue Shield ID card. The provider will use the information on your card to verify your coverage and process your claim.


  • Pay your share of the cost: Depending on your specific Blue Shield plan, you may be responsible for paying a portion of the cost of care received from an out-of-network provider. Be sure to review your plan documents to understand your out-of-pocket costs.


  • Submit a claim: If the provider does not submit the claim on your behalf, you can submit a claim to Blue Shield for reimbursement. Be sure to save all receipts and documentation related to your care.


It's important to note that not all Blue Shield plans include access to the BlueCard program, and that the specific details of the program may vary depending on your plan. Be sure to review your plan documents or contact Blue Shield customer service for more information about the BlueCard program and how to use it.


What medical insurance plans are available via Blue Shield? 


The Following medical insurance plans are available directly with Blue Shield 


    

           Minimum Coverage PPO 

           Bronze 60 HDHP PPO  

           Bronze 60 PPO  

           Bronze 7500 Trio HMO  

          

           Silver 1750 PPO  

           Silver 2600 HDHP PPO  

           Silver 70 Off Exchange PPO  

           Silver 70 Off Exchange Trio HMO  

           Silver 70 PPO  

           Silver 70 Trio HMO

           Gold 80 PPO  

           Gold 80 Trio HMO  

            

           Platinum 90 PPO  

           Platinum 90 Trio HMO  

           

   

Below are medical insurance plan offered by Blue Shield via CoveredCA. Blue Shield of California, like other health insurance providers, offers Enhanced Silver plans through Covered California. Enhanced Silver plans are a type of silver plan that provide additional cost-sharing reductions beyond the standard silver plan benefits.


Cost-sharing reductions are subsidies that help lower the out-of-pocket costs, such as deductibles, copayments, and coinsurance, for eligible individuals and families with lower incomes. Enhanced Silver plans offer further reduction in these out-of-pocket costs compared to standard silver plans, making them more affordable for eligible individuals and families.


To determine your eligibility for Enhanced Silver plans or other subsidies, it's best to visit the Covered California website or contact their customer service directly. You can also work with us! We are licensed insurance agents and can provide you with personalized information based on your specific healthcare needs, income, and other factors.


           Minimum Coverage PPO 

           Bronze 60 HDHP PPO  

           Bronze 60 PPO  

        

           Silver 70  PPO

           Enhanced Silver 73 PPO

  Enhanced Silver 87 PPO

           Enhanced Silver 94 PPO

           Silver 70 Trio HMO

           Enhanced Silver 73 Trio HMO  

           Enhanced Silver 87 Trio HMO

           Enhanced Silver 94 Trio HMO

          

           Gold 80 PPO  

           Gold 80 Trio HMO  

            

           Platinum 90 PPO  

           Platinum 90 Trio HMO          


What is the income limit to qualify for enhanced silver plans? 


The income limits to qualify for Enhanced Silver plans through Covered California, or any other health insurance exchange, are based on the federal poverty level (FPL) and vary depending on the household size. The FPL is updated annually and is used to determine eligibility for various subsidies, including cost-sharing reductions for Enhanced Silver plans.


As of 2023, the income limits to qualify for Enhanced Silver plans through Covered California for the 2023 plan year are as follows:


  • For individuals: Household income between 138% and 250% of the federal poverty level
  • For families of 2: Household income between 138% and 250% of the federal poverty level
  • For families of 3: Household income between 138% and 250% of the federal poverty level
  • For families of 4: Household income between 138% and 250% of the federal poverty level


The federal poverty level (FPL)  table is available on our web site. 


https://insurancecenterhelpline.com/coveredca


Note that these income limits are subject to change and may be different in subsequent years. It's always best to check the current income limits on the Covered California website or contact their customer service for the most up-to-date and accurate information on eligibility for Enhanced Silver plans or other subsidies.


What dental insurance plans are available via Blue Shield? 


Blue Shield of California offers several dental insurance plans for individuals, families, and seniors. Here are the main dental insurance plans available through Blue Shield:


  • Dental PPO: This plan provides access to a network of dental providers and allows you to choose any provider you want. It covers a range of preventive, basic, and major dental services, with higher coverage for in-network providers.

 

Best dental insurance for children with Orthodontics coverage:  


Enhanced Dental PPO 50/ 2000 Lifetime Ortho 1500 

($57/month, $2,000 annual coverage, Ortho) 


Best dental insurance for dental implants: 


Enhanced Dental PPO 50/2000 Lifetime Ortho 

(71/month for adults, $2,000 annual coverage, 12 months waiting for major procedures) 


  • Dental HMO: This plan provides coverage for preventive and basic dental services through a network of participating dentists. It generally has lower monthly premiums and out-of-pocket costs than the Dental PPO plan.

  

Blue Shield Standard HMO

Under age of 26 - $12.5/month

Ages 26+ - $15.5/month


Dental HMO 

Under age of 26 - $23.7/month

Ages 26+ - $25.9/month


Family Dental HMO

Under age of 19 - $14/month

Ages 19+ - $13.4/month


Specialty DUO (SM) DENTAL + VISION PACKAGE

Under age of 26 - $43.5/month

Ages 26+ - $51.2/month



  • Dental PPO and HMO via CoveredCA: You can purchase Blue Shield dental insurance through Covered California, which is the state's health insurance marketplace. When you apply for health insurance through Covered California, you can also enroll in a dental plan offered by Blue Shield. In fact, many people choose to enroll in both a health insurance plan and a dental plan through Covered California to ensure that they have comprehensive coverage for both medical and dental care. When you shop for dental insurance through Covered California, you will be able to compare plans from different insurance companies and select the one that best meets your needs and budget. You may also be eligible for financial assistance to help lower your monthly premiums and out-of-pocket costs, depending on your income and household size. To learn more about purchasing Blue Shield dental insurance through Covered California, you can visit the Covered California website. log into your CoveredCA and compare various dental insurance options. If you need help navigating medical and dental insurance plans via CoveredCa, we can help! Please reach out to us! 



  • Medicare Advantage Dental: This plan provides coverage for preventive, basic, and major dental services for seniors who have enrolled in a Medicare Advantage plan through Blue Shield. It includes a network of participating dentists and generally has lower out-of-pocket costs than traditional Medicare dental coverage. This plan is only available to those who are enrolling into a Medicare Advantage plan. 


It's important to carefully review the details of each dental plan to determine which one is right for you based on your dental care needs, budget, and preferred providers. Blue Shield also offers a variety of dental discount programs and standalone vision insurance plans that you may want to consider.


 

Compare Kaiser & Blue Shield insurance


Kaiser Permanente and Blue Shield PPO are both popular health insurance providers in California. Here are some factors to consider when comparing the two:


  • Provider network: Kaiser Permanente operates its own healthcare system, which includes hospitals, clinics, and doctors. Members of Kaiser Permanente plans typically have access to a wide range of in-network providers within the Kaiser system. Blue Shield PPO, on the other hand, has a larger network of doctors and hospitals, including providers outside of California.


  • Cost: The cost of Kaiser Permanente and Blue Shield PPO plans can vary depending on the level of coverage and the specific plan. In general, Kaiser Permanente plans tend to be more affordable, with lower premiums and out-of-pocket costs. Blue Shield PPO plans can offer more flexibility in terms of provider choice, but may come with higher costs.


  • Plan options: Both Kaiser Permanente and Blue Shield PPO offer a range of plan options, including HMO and PPO plans. Both Blue Shield and Kaiser Permanente also offer its own unique plan structure, with all medical services provided within the Kaiser Permanente system.


  • Services and benefits: Kaiser Permanente is known for its focus on preventative care, with a range of wellness programs and online tools to help members manage their health. Blue Shield PPO plans may offer more flexible benefits, including coverage for alternative therapies and out-of-network care.


In summary, choosing between Kaiser Permanente and Blue Shield PPO will depend on your specific healthcare needs and preferences. If you value a provider network with a wide range of options, Blue Shield PPO may be a better fit. If affordability and a focus on preventative care are your top priorities, Kaiser Permanente may be a better option. It's important to compare plan details and costs to find the best fit for you.


Is it true that most doctors prefer to accept Blue Shield insurance?


Иt is important to note that the acceptance of insurance, including Blue Shield insurance, can vary depending on several factors, including the doctor's practice, location, and contractual agreements with insurance providers.


Blue Shield of California has an extensive network of providers, including doctors, hospitals, and other healthcare facilities, that participate in their network. These providers are considered "in-network" and generally have agreed-upon contracts and reimbursement rates with Blue Shield. However, it's always best to verify with individual providers if they accept Blue Shield insurance or any other specific insurance plan, as participation in insurance networks can change over time.


It's also important to note that insurance networks may have different tiers or levels of coverage, and not all doctors may accept all plans or be part of all network tiers. It's always a good idea to check with your specific doctor or healthcare provider to confirm their participation in your specific Blue Shield plan or any other insurance plan you may have, and to understand any potential out-of-pocket costs, such as copayments, deductibles, or coinsurance, associated with your insurance coverage.



What happens if you see a doctor out of network with Blue Shield PPO?


Blue Shield PPO plans typically have both in-network and out-of-network coverage options, with higher levels of coverage for in-network services. If you receive care from an out-of-network provider with a Blue Shield PPO plan, it may result in higher out-of-pocket expenses, including higher deductibles, higher copayments, and/or higher coinsurance. In some cases, the services received from an out-of-network provider may not be covered at all, and you may be responsible for the full cost of the services.


Here are some tips to avoid or minimize out-of-network costs when using your health insurance:


  • Choose in-network providers: Whenever possible, choose healthcare providers, including doctors, hospitals, specialists, and other healthcare facilities, that are in-network with your insurance plan. In-network providers have agreed-upon contracts and reimbursement rates with your insurance plan, which typically result in lower out-of-pocket costs for you as the member.


  • Verify provider network status: Before scheduling an appointment or receiving medical care, always verify with the healthcare provider directly or through your insurance plan's online directory or customer service whether they are in-network with your specific insurance plan. Provider network status can change over time, so it's important to double-check to ensure you are using in-network providers.


  • Understand your insurance plan: Review your insurance plan documents, including the Summary of Benefits and Coverage (SBC) or Evidence of Coverage (EOC), to understand the details of your plan's network coverage, including any potential limitations, exclusions, or additional costs associated with out-of-network care. Be aware of any referral requirements or prior authorization needed for certain services.


  • Get pre-authorization if needed: If your insurance plan requires prior authorization for certain services or treatments, make sure to obtain the necessary authorization before receiving care. Failure to obtain pre-authorization when required may result in higher out-of-pocket costs or denial of coverage.


  • Consider using telehealth services: Many insurance plans, including Blue Shield of California, offer telehealth services as an in-network benefit. Telehealth services allow you to receive medical care remotely through video or phone consultations with in-network providers, which can help you avoid out-of-network costs and provide convenient access to care.


  • Be prepared for emergencies: In case of emergencies, you may receive care from the nearest available provider, regardless of whether they are in-network or out-of-network. However, it's important to contact your insurance plan as soon as possible to notify them of the emergency and seek guidance on how to minimize out-of-pocket costs.


  • It's always recommended to check with your specific insurance plan,  Blue Shield of California, for their specific guidelines and coverage details regarding in-network and out-of-network care, and to consult with healthcare providers or insurance professionals for any questions or concerns related to your health insurance coverage.


Here are other frequently asked questions about Blue Shield Health Insurance


Here are some frequently asked questions about Blue Shield Health Insurance:


Is Blue Shield Health Insurance reputable?

Blue Shield of California is a nonprofit health plan provider that offers a range of health insurance plans to individuals, families, and businesses throughout California.


What types of health insurance plans does Blue Shield offer?

Blue Shield offers a variety of health insurance plans for individual and families, including HMO, PPO and Medicare Advantage plans. They also offer dental, vision, and life insurance plans.


Can I purchase Blue Shield health insurance on the Affordable Care Act (ACA) marketplace?

Yes, you can purchase Blue Shield health insurance through Covered California, which is the state's ACA marketplace.



What is the cost of Blue Shield health insurance?

The cost of Blue Shield health insurance varies depending on the type of plan you choose, your age, location, and other factors. You can get a personalized quote by visiting the Blue Shield website or by reaching out to us and we can send you a personalized comparison report that will include the rates and plans of other competing carriers! 


Does Blue Shield cover pre-existing conditions?

Yes, under the Affordable Care Act, Blue Shield and other health insurance providers are required to cover pre-existing conditions.


Can I change my Blue Shield health insurance plan?

Yes, you can change your Blue Shield health insurance plan during the annual open enrollment period or if you experience a qualifying life event, such as getting married or having a baby.


How do I find a doctor who accepts Blue Shield insurance?

You can search for providers who accept Blue Shield insurance on the Blue Shield website. You can also check with individual providers to see if they accept Blue Shield insurance.


Does Blue Shield offer telemedicine services?

Yes, Blue Shield offers telemedicine services through Teladoc, which allows members to consult with a doctor or therapist remotely.




In network hospitals with Blue Shield of California

Blue Shield of California has a large network of hospitals and healthcare providers across the state of California. The specific hospitals that are considered "in network" will depend on the particular Blue Shield plan you have. To find a list of in-network hospitals, you can log in to your Blue Shield account on their website, or contact their customer service team for assistance.


However, here are some hospitals  with Blue Shield of California:


Adventist Health Simi Valley

Downey Medical Center

MarinHealth Medical Center

Providence Saint John's Health Center

Woodland Hills Medical Center

60th Medical Group - Travis Air Force Base

Adventist Health and Rideout

Adventist Health Bakersfield

Adventist Health Delano

Adventist Health Glendale

Adventist Health Hanford

Adventist Health Lodi Memorial

Adventist Health Reedley

Adventist Health Saint Helena

Adventist Health Selma

Adventist Health Sonora

Adventist Health Tulare

Adventist Health Ukiah Valley

Adventist Health Vallejo

Adventist Health White Memorial

AHMC Anaheim Regional Medical Center

AHMC Seton Medical Center

AHMC Seton Medical Center Coastside

Alameda Hospital

Alhambra Hospital Medical Center

Alta Bates Summit Medical Center

Alta Bates Summit Medical Center Herrick Campus

Alta Bates Summit Medical Center Alta Bates Campus

Alvarado Hospital Medical Center

Anaheim Global Medical Center

Anaheim Medical Center

Antelope Valley Hospital

Antioch Medical Center

Arrowhead Regional Medical Center

Arroyo Grande Community Hospital

Bakersfield Heart Hospital

Bakersfield Memorial Hospital

Baldwin Park Medical Center

Barstow Community Hospital

Barton Memorial Hospital

Beverly Hospital

California Hospital Medical Center

California Men's Colony Hospital

Casa Colina Hospital and Centers for Healthcare

Cedars-Sinai Medical Center

Centinela Hospital Medical Center

CHA Hollywood Presbyterian Medical Center

Chapman Global Medical Center

Chinese Hospital

Chino Valley Medical Center

City of Hope Comprehensive Cancer Center

Clovis Community Medical Center

Coast Plaza Hospital

College Hospital Costa Mesa

College Medical Center

Colusa Medical Center

Community Hospital of Huntington Park

Community Hospital of San Bernardino

Community Hospital of the Monterey Peninsula

Community Memorial Hospital

Community Regional Medical Center

Concord Medical Center

Contra Costa Regional Medical Center

Corona Regional Medical Center

CPMC - Van Ness Campus

CPMC Davies Campus

CPMC Mission Bernal Campus

Dameron Hospital

Desert Regional Medical Center

Desert Valley Hospital

Docs Surgical Hospital

Doctors Hospital of Manteca

Doctors Medical Center of Modesto

Dominican Hospital

East Los Angeles Doctors Hospital

Eden Medical Center

Eisenhower Medical Center

El Camino Hospital Los Gatos Campus

El Centro Regional Medical Center

Emanate Health Foothill Presbyterian Hospital

Emanate Health Inter-Community Hospital

Emanate Health Queen of the Valley Hospital

Emanuel Medical Center

Encino Hospital Medical Center

Enloe Medical Center

Fairmont Rehabilitation and Wellness

Fontana Medical Center

Foothill Regional Medical Center

Fountain Valley Regional Hospital

French Hospital Medical Center

Fresno Heart & Surgical Hospital

Fresno Medical Center

Fresno Surgical Hospital

Fresno VA Medical Center

Garden Grove Hospital and Medical Center

Garfield Medical Center

Glendale Memorial Hospital & Health Center

Goleta Valley Cottage Hospital

Good Samaritan Hospital

Good Samaritan Hospital

Greater El Monte Community Hospital

Harbor-UCLA Medical Center

Hemet Global Medical Center

Henry Mayo Newhall Memorial Hospital

Hi-Desert Medical Center

Hoag Hospital Irvine

Hoag Hospital Newport Beach

Hoag Orthopedic Institute

Huntington Beach Hospital

Huntington Health

Jacobs Medical Center at UC San Diego Health

John F. Kennedy Memorial Hospital

Kaweah Health Medical Center

Kern Medical Center

LA Downtown Medical Center Downtown Campus

La Palma Intercommunity Hospital

LAC + USC Medical Center

Laguna Honda Hospital and Rehabilitation Center

Lakewood Regional Medical Center

Loma Linda University Children's Hospital

Loma Linda University Medical Center

Loma Linda University Medical Center - Murrieta

Loma Linda University Medical Center East Campus

Loma Linda University Surgical Hospital

Lompoc Valley Medical Center

Long Beach Medical Center

Los Alamitos Medical Center

Los Angeles Community Hospital

Los Angeles Medical Center

Los Robles Regional Medical Center

Mad River Community Hospital

Manteca Medical Center

Marian Regional Medical Center

Marina Del Rey Hospital

Marshall Medical Center

Martin Luther King, Jr. Community Hospital

Memorial Hospital Los Banos

Memorial Hospital of Gardena

Memorial Medical Center

Menifee Global Medical Center

Mercy General Hospital

Mercy Hospital Downtown Bakersfield

Mercy Hospital of Folsom

Mercy Hospital Southwest

Mercy Medical Center Merced

Mercy Medical Center Redding

Mercy San Juan Medical Center

Methodist Hospital of Sacramento

Mills-Peninsula Medical Center

Mission Community Hospital

Modesto Medical Center

Montclair Hospital Medical Center

Monterey Park Hospital

Moreno Valley Medical Center

Mountain View Campus El Camino Hospital

Natividad Medical Center

Naval Health Clinic Lemoore

Naval Hospital Camp Pendleton

Naval Hospital Twentynine Palms

Naval Medical Center San Diego

NorthBay Medical Center

NorthBay VacaValley Hospital

Northridge Hospital Medical Center

Norwalk Community Hospital

Novato Community Hospital

O'Connor Hospital

Oak Valley Hospital District

Oakland Medical Center

Olive View-UCLA Medical Center

Ontario Medical Center

Orange Coast Memorial Medical Center

Orange County Global Medical Center

Orange County-Irvine Medical Center

Oroville Hospital

Pacifica Hospital of the Valley

Palmdale Regional Medical Center

Palo Alto VA Medical Center

Palo Verde Hospital

Palomar Medical Center Escondido

Palomar Medical Center Poway

Panorama City Medical Center

Paradise Valley Hospital

Parkview Community Hospital Medical Center

Patients Hospital of Redding

Petaluma Valley Hospital

PIH Health Downey Hospital

PIH Health Good Samaritan Hospital

PIH Health Whittier Hospital

Pioneers Memorial Hospital

Placentia-Linda Hospital

Pomona Valley Hospital Medical Center

Porterville Developmental Center

Providence Cedars-Sinai Tarzana Medical Center

Providence Holy Cross Medical Center

Providence Little Company of Mary Medical Center San Pedro

Providence Little Company of Mary Medical Center Torrance

Providence Mission Hospital Laguna Beach

Providence Mission Hospital Mission Viejo

Providence Queen of the Valley Medical Center

Providence Saint Joseph Hospital Orange

Providence Saint Joseph Medical Center

Providence Saint Jude Medical Center

Providence Saint Mary Medical Center

Providence Santa Rosa Memorial Hospital

Providence St. Joseph Hospital Eureka

Rancho Los Amigos National Rehabilitation Center

Rancho Springs Medical Center

Redlands Community Hospital

Redwood City Medical Center

Regional Medical Center of San Jose

Richmond Medical Center

Riverside Community Hospital

Riverside Medical Center

Riverside University Medical Center

Ronald Reagan UCLA Medical Center

Roseville Medical Center

Sacramento Behavioral Healthcare Hospital

Sacramento VA Medical Center

Saddleback Medical Center

Saint Agnes Medical Center

Saint Bernardine Medical Center

Saint Francis Memorial Hospital

Saint John's Regional Medical Center

Saint Joseph Hospital Eureka

Saint Louise Regional Hospital

Saint Mary's Medical Center

Salinas Valley Memorial Healthcare System

San Antonio Regional Hospital

San Diego VA Medical Center

San Dimas Community Hospital

San Francisco VA Medical Center

San Gabriel Valley Medical Center

San Gorgonio Memorial Hospital

San Joaquin General Hospital

San Jose Main Campus

San Leandro Hospital

San Leandro Medical Center

San Mateo Medical Center

San Rafael Medical Center

San Ramon Regional Medical Center

Santa Barbara Cottage Hospital

Santa Clara Medical Center

Santa Clara Valley Medical Center

Santa Paula Hospital

Santa Rosa Hospital

Scripps Green Hospital

Scripps Memorial Hospital Encinitas

Scripps Memorial Hospital La Jolla

Scripps Mercy Hospital Chula Vista

Scripps Mercy Hospital San Diego

Sequoia Hospital

Sharp Chula Vista Medical Center

Sharp Coronado Hospital

Sharp Grossmont Hospital

Sharp Mary Birch Hospital for Women and Newborns

Sharp Memorial Hospital

Shasta Regional Medical Center

Sherman Oaks Hospital

Sierra Nevada Memorial Hospital

Sierra View Medical Center

Sierra Vista Regional Medical Center

Sonoma Valley Hospital

South Bay Medical Center

South Coast Global Medical Center

South Sacramento Medical Center

Southern California Hospital at Culver City

Southern California Hospital at Hollywood

Southwest Hospital Inland Valley Hospital

St Joseph's Medical Center Stockton

St. Elizabeth Community Hospital

St. Francis Medical Center

St. John's Hospital Camarillo

St. Mary Medical Center

St. Rose Hospital

Stanford Health - ValleyCare

Stanford Health Care - ValleyCare

Stanford Hospital

Stanislaus Surgical Hospital

Sutter Amador Hospital

Sutter Auburn Faith Hospital

Sutter Coast Hospital

Sutter Davis Hospital

Sutter Delta Medical Center

Sutter Maternity and Surgery Center of Santa Cruz

Sutter Medical Center

Sutter Roseville Medical Center

Sutter Santa Rosa Regional Hospital

Sutter Solano Medical Center

Sutter Surgical Hospital North Valley

Sutter Tracy Community Hospital

Temecula Valley Hospital

The Keck Hospital of USC

Thousand Oaks Surgical Hospital

Torrance Memorial Medical Center

Tri-City Medical Center

Twin Cities Community Hospital

UC Davis Medical Center

UC San Diego Medical Center

UCI Health

UCLA Mattel Children's Hospital

UCLA Santa Monica Medical Center

UCSF Betty Irene Moore Women's Hospital

UCSF Helen Diller Medical Center at Parnassus Heights

UCSF Medical Center at Mission Bay

USC Arcadia Hospital

USC Norris Comprehensive Cancer Center

USC Verdugo Hills Hospital

VA Loma Linda Healthcare System

VA Long Beach Healthcare System

Vacaville Medical Center

Vallejo Hospital & Medical Offices

Valley Presbyterian Hospital

Ventura County Medical Center

Victor Valley Global Medical Center

Visalia Ambulatory Surgical Center

Walnut Creek Medical Center

Walnut Creek Medical Center

Washington Hospital Healthcare System

Watsonville Community Hospital

Weed Army Community Hospital

West Anaheim Medical Center

West Coast Surgery

West Covina Medical Center

West Hills Hospital & Medical Center

West Los Angeles Medical Center

West Los Angeles VA Medical Center

Whittier Hospital Medical Center

Wilma Chan Highland Hospital

Woodland Memorial Hospital


Please note that this is not an exhaustive list and that in-network hospitals may vary depending on your specific Blue Shield of California plan. It's important to confirm the network status of any hospital or healthcare provider with Blue Shield before receiving care to avoid any unexpected out-of-network costs. 



Summary of Benefits - BLUE SHIELD

Blue Shield plans in California

health insurance obamacare best plan gold silver bronze platinum ppo hmo dental provider in network
insurance agent broker help mental health acupuncture network best insurance medical plan insurance
cheapest health insurance obamacare trumpcare healthcare biden care american rescue plan medical ins
cheap health insurance enhanced 94 87 73 bronze silver platinum gold deductible high low cost ppo

Get a Health Insurance Quote & compare all medical plans

 Get an Instant health insurance quote online! If you need help please feel free to reach us! We love helping people find affordable medical insurance plans including obamacare, CoveredCa!  

Compare Plans

Quote and Apply Online

blueshield of california logo agent agency diana polyakov best agent best health insurance plan ppo
oscar health insurance epo in network doctors hospitals best plan arp american rescue plan healthcar
kaiser permanente health insurance hmo vs ppo   best health insurance plan medical insurance
health net insurance healthnet ppo epo hmo pos obamacare biden care arp american rescue plan subsidy
vhp valley health plan insurance cheap santa clara doctors best plan valley care ppo hmo coveredca
coveredca obamacare health insurance ppo hmo healthcare subsidy low cost cheap arp american rescue

Find a Health Plan that Works for You

Bronze Plans

Bronze Plans

Bronze Plans

 On average, your health plan pays 60 percent of your medical expenses, and you pay 40 percent. 

Silver Plans

Bronze Plans

Bronze Plans

 On average, your health plan pays 70 percent of your medical expenses, and you pay 30 percent.  

Gold Plans

Bronze Plans

Platinum Plans

 On average, your health plan pays 80 percent of your medical expenses, and you pay 20 percent. 

Platinum Plans

Minimum coverage plan

Platinum Plans

On average, your health plan pays 90 percent of your medical expenses, and you pay 10 percent.

Enhanced Silver Plans

Minimum coverage plan

Minimum coverage plan

Based on income - available only at CoveredCa.  The plan pays either 94 percent, 87 percent or 73 percent of expenses, with the enrollee responsible for the rest. 

Minimum coverage plan

Minimum coverage plan

Minimum coverage plan

 If you are under 30, you may be able to buy an additional health insurance plan option called minimum coverage plan. 

Social

All You Need to Know about health insurance

Check out this great video to learn more about health plans 

Our Youtube Videos

Compare Various Health Plans and learn how to select a health plan that will save you money! 

Do I have to Pay a Tax Penalty for not having insurance?

Federal tax reform legislation was signed into law on December 22, 2017 and contains a provision that eliminates the individual mandate penalty starting in year 2019. The penalty is back in California for year 2020 read more on our blog 

Compare Kaiser HMO & Blue Shield PPO plans

The best way to find a health insurance plan that will work for you is to compare options! Learn more by watching this video. 

Subscribe

Sign up to hear from us about specials, sales, and events.

health insurance plans 2024 coveredca federal poverty guidelines. Income limits to qualify subsidy

Health Insurance

Enjoy and Share this Blue Shield poem!


Oh, Blue Shield, a trusted name,

A health insurance plan with fame.

A shield that keeps us well protected,

In times of health, or when affected.


With coverage wide and benefits grand,

Providing care across the land.

From coast to coast, throughout the nation,

Bringing health and peace of mind, a true sensation.


In-network hospitals, doctors renowned,

Ensuring quality care is always found.

Specialists, labs, and pharmacies too,

A comprehensive plan for me and you.


Preventive care to keep us well,

Prescriptions filled, as the stories tell.

Chronic conditions managed with care,

Blue Shield, a partner in our health affair.


With options for families, individuals alike,

Plans tailored to needs, a beacon bright.

Silver, gold, bronze, and more,

Blue Shield, a choice we can explore.


Online tools, a user-friendly way,

To manage claims, appointments, day by day.

Telehealth services, a convenient boon,

Access to care anytime, even the moon!


A Blue Card program, for travel ease,

Coverage on the go, a comforting breeze.

Enhanced silver plans for those in need,

Helping bridge the gap, indeed.


With customer service, helpful and kind,

Ready to assist, peace of mind.

Frequently asked questions, they can address,

Ensuring we understand, no guess.


Though challenges may arise, we know,

Blue Shield is there, a trusted show.

A health insurance plan that's tried and true,

Providing coverage and care for me and you.


So, here's to Blue Shield, a guardian strong,

Keeping us healthy, where we belong.

With coverage, support, and peace of mind,

A health insurance plan, one of a kind!

Blue Shield Dental highlights

Best dental insurance for children with Orthodontics coverage:  


Enhanced Dental PPO 50/ 2000 Lifetime Ortho 1500 

($57/month, $2,000 annual coverage, Ortho) 


Best dental insurance for dental implants: 


Enhanced Dental PPO 50/2000 Lifetime Ortho 

(71/month for adults, $2,000 annual coverage, 12 months waiting for major procedures) 


  • Dental HMO: This plan provides coverage for preventive and basic dental services through a network of participating dentists. It generally has lower monthly premiums and out-of-pocket costs than the Dental PPO plan.

  

Blue Shield Standard HMO

Under age of 26 - $12.5/month

Ages 26+ - $15.5/month


Dental HMO 

Under age of 26 - $23.7/month

Ages 26+ - $25.9/month


Family Dental HMO

Under age of 19 - $14/month

Ages 19+ - $13.4/month


Specialty DUO (SM) DENTAL + VISION PACKAGE

Under age of 26 - $43.5/month

Ages 26+ - $51.2/month

Find out more

Connect With Us

Quote and Apply Online

blue shield of california The American Rescue Plan obamacare coveredca united healthcare  health ins
oscar The American Rescue Plan obamacare coveredca united healthcare  health insurance medical cheap
kaiser medical plan The American Rescue Plan obamacare coveredca united healthcare  health insurance
healthnet The American Rescue Plan obamacare coveredca united healthcare  health insurance medical c
vhp valley health plan insurance santa clara The American Rescue Plan obamacare coveredca united hea
coveredca The American Rescue Plan obamacare coveredca united healthcare  health insurance medical c

Copyright © 2024 Insurance Center Helpline, Inc. - All Rights Reserved.

Powered by

  • Health
  • CoveredCA
  • Dental
  • Medicare
  • Life
  • Kaiser
  • SutterHealth
  • Travel-Insurance
  • Blue Shield
  • Valley Health Plan
  • Employee Benefits
  • Туристическая_страховка
  • FAQ - health insurance
  • apply now
  • Pet Insurance
  • Careers
  • ads.txt
  • contact us
  • Dual Eligible Medi-Medi
  • Ulta Lab Tests

Cookie Policy

EU Cookie Law - we use cookies to provide a personalized experience for our users. By continuing to use this site, you accept our use of cookies.

DeclineO.K.